Business & Finance · November 11, 2026
Seniors Group Predicts 3.6 Percent Social Security Cost-of-Living Increase for 2028
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In November 2026, various reports and advocacy groups addressed the future of Social Security benefits and funding. The Senior Citizens League (TSCL) forecasted a 3.6 percent cost-of-living adjustment (COLA) for 2028, matching the set adjustment for 2027. Citing concerns that these increases are inadequate for rising costs, TSCL urged the incoming 120th Congress to issue a one-time $1,400 stimulus payment to seniors. Simultaneously, the AARP Public Policy Institute released research arguing that Social Security's trust funds would remain solvent until 2059 if taxable payroll had kept pace with gross domestic product (GDP) growth over the last forty years. Other analysis cautioned that long-term fixes relying on equity market gains might be a "gamble" based on historically exceptional market performance.
Read the original coverage
- The Epoch TimesMainstream
Seniors Group Predicts 3.6 Percent Social Security Cost-of-Living Increase for 2028
Read at The Epoch Times ↗ - CNBCMainstream
Social Security could pay full benefits until 2059 if taxable payroll kept pace with GDP: AARP report
Read at CNBC ↗ - MarketWatchFinancial
Why this ‘big idea’ to fix Social Security relies on a massive stock-market gamble
Read at MarketWatch ↗
Reported by only some outlets
- The Senior Citizens League predicts a 3.6 percent COLA for 2028.
- A 3.6 percent COLA was set for 2027.
- The AARP reports that Social Security could pay full benefits until 2059 if taxable payroll tracked GDP.
- The current projected depletion date for Social Security trust funds is 2034.
- TSCL is calling for a $1,400 stimulus payment for seniors.
- A 2026 TSCL survey found 89 percent of respondents felt the 2026 COLA was too low.
Industry-friendly coverage frames it as…
emphasize that the past 50 years of strong market gains are historically exceptional and caution against relying on them for future solvency
Skeptical / consumer coverage frames it as…
portray cost-of-living adjustments as "inadequate" for seniors and argue that the solution for Social Security solvency should be rebuilding revenue rather than cutting "earned benefits"
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